Surry County Homes under $400,000

Surry County Homes under $400,000

Welcome to Surry County, North Carolina—a hidden gem nestled in the heart of the Blue Ridge Mountains. Known for its picturesque landscapes and vibrant community, Surry County offers an ideal blend of rural charm and modern convenience. With its rolling hills, lush vineyards, and historic towns like Mount Airy and Elkin, residents enjoy a serene lifestyle while being just a short drive away from urban amenities.

For those looking to settle down in this enchanting county, Surry offers a variety of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. From cozy bungalows to spacious family homes, there's something for everyone. Many properties feature beautiful outdoor spaces, perfect for soaking up the stunning mountain views or entertaining friends and family.

Surry County is not just about beautiful homes; it’s also rich in culture and recreation. Outdoor enthusiasts will revel in the abundance of hiking trails, fishing spots, and parks, while wine lovers can explore the local wineries that dot the landscape. The county is also home to a vibrant arts scene, with galleries and theaters showcasing local talent.

With a strong sense of community, excellent schools, and a low cost of living, Surry County is the perfect place to call home. Whether you’re looking for a peaceful retreat or a vibrant community to grow in, you’ll find your dream home here—all while enjoying the affordability of properties under $400,000. Discover the charm of Surry County today and take the first step toward your new life in this beautiful corner of North Carolina!

Newest Surry County Homes under $400,000

512 Circle Drive, Mount Airy
$164,900
2 Beds ⋅ 1 Baths ⋅ 1240863 MLS
Great opportunity for an investor or a buyer looking for a starter home to make their own! This 2-bedroom, 1-bath home features include an HVAC system approximately 5 years old, city water & sewer, an unfinished 780 sq ft basement and an enclosed 60 sq ft unheated laundry room. The bathroom has been updated, with recently replaced fixtures with some painting left still to be completed. Paint and supplies will remain for the buyer. The living room ceiling needs repair and the sheetrock is being left for the buyer to complete the work. Refrigerator conveys. Home is conveniently located near downtown Mount Airy, shopping, dining, medical facilities, and local Andy Griffith attractions. Property is being sold as-is.

512 Circle Drive, Mount Airy
107 Eaton Road, Mount Airy
$195,000
2 Beds ⋅ 1 Baths ⋅ 1241475 MLS
Welcome home to 107 Eaton Rd! This charming 2-bedroom, 1-bath home is ready for its next owner and is MOVE-IN READY! Whether you’re a first-time homebuyer, looking to downsize, or searching for your next investment property, this home is one you won’t want to miss! Enjoy the fresh updates already completed, including brand-new flooring throughout, a beautifully updated bathroom with modern fixtures and finishes, and a brand-new HVAC system installed this year! With single-level living and improvements already in place, you can spend less time worrying about updates and more time enjoying your new home. Conveniently located just a short drive from the charm of downtown Mount Airy and the beautiful surroundings of Pilot Mountain State Park, this property offers a wonderful blend of peaceful living and accessibility. More pictures coming soon! Call or text to schedule your private tour.

107 Eaton Road, Mount Airy
239 Surry Avenue, Elkin
$349,000
4 Beds ⋅ 2 Baths ⋅ 1241463 MLS
Beautiful spacious home conveniently located on a quiet street within minutes to downtown Elkin, parks, schools, walking or biking trails. This house has 4 bedrooms and 2 full bathrooms. The versatile layout measures 2650 square feet of one-level living, and the property sits on a 0.46-acre lot with beautiful views of the Yadkin River. Several recent major updates including new roof in 2021, ductless mini split installed 2024, HVAC installed 2025, all electric panels and service amps updated in 2026. Several cosmetic updates including fresh exterior and interior paint in nearly every portion of the house.

239 Surry Avenue, Elkin
176 Johnson Ridge Road, Elkin
$309,900
3 Beds ⋅ 2 Baths ⋅ 1241340 MLS
Adorable 3 bedroom, 2 bath, well-maintained, contemporary home in Elkin City Limits. So many amenities to enjoy at this property. You'll love cooking in the spacious kitchen - gorgeous new soapstone countertops, stainless steel appliances, tile backsplash - with direct access to an outdoor deck for grilling and relaxing. In addition to the kitchen, the interior hosts a beautiful living room with vaulted ceiling, built in cabinetry and gas logs for those cool mornings or evenings sitting by the fire. Beautiful hardwoods throughout the living space and tiled floors in the bathrooms. The layout is efficient for any living situation. 1410 sf of finished living space and 1410 sf of unfinished basement space with ample headroom (endless possibilities), two-car garage and floored attic space to add to the already generous storage space available inside. All this close to downtown Elkin, shopping, dining, the medical district and convenient access to I-77. Showings begin on Friday, Nov. 13.

176 Johnson Ridge Road, Elkin
372 Folly Farms Circle, Mount Airy
$275,000
3 Beds ⋅ 2 Baths ⋅ 1241332 MLS
Welcome to this 3 Bedroom, 2 Bathroom brick rancher in Mount Airy. The classic brick exterior and easy one-level layout make this everyday living simple and low-stress. Inside, the living area flows into the kitchen and dining space, which makes both daily routines and gatherings easy. Three bedrooms give you flexibility for guest, a home office, or a hobby room, and two full baths keep busy mornings running smoothly. Outside is where this home really shines. The large backyard is made for relaxing and entertaining, with a covered seating area, an above ground pool for summer fun, and she shed that could be a creative studio, a quiet retreat, or extra storage. You'll love the location. Mount Airy is known for its charming downtown, local shops and restaurants, and Mayberry inspired history, with the Blue Ridge Mountains and Pilot Mountain a short drive away. Schedule your showing today! Listing agent is homeowner.

372 Folly Farms Circle, Mount Airy
3892 Poplar Springs Road, State Road
$215,000
2 Beds ⋅ 1 Baths ⋅ 1241372 MLS
Location, location, location! Conveniently situated near Cedarbrook Country Club and just minutes from Elkin, this timeless brick home offers classic charm, character, and a setting you'll love! Nestled on approximately 0.87 acres in the heart of the Yadkin Valley, this 2-bedroom, 1-bath home blends the appeal of traditional craftsmanship with valuable seller-reported improvements, including a newer roof, replacement windows, updated heat pump, and newer septic system. Hardwood floors add warmth and character, while two wells offer additional property features. Upstairs, you'll find finished flex space, accessed through unfinished attic space and excluded from heated living square footage, offering possibilities for hobbies or storage. An unfinished basement provides additional storage options. With its classic brick exterior, convenient location, and inviting charm, this home is ready for its next chapter. Come see the possibilities and make it your own!

3892 Poplar Springs Road, State Road
1202 Crescent Drive, Mount Airy
$395,000
3 Beds ⋅ 4 Baths ⋅ 1241071 MLS
Charm, Character and Great location in beloved Taylor Park! This 3 bedroom, 3 and a half bath home, with flex space on main for 4th bedroom possibility(w/adjacent full bath) has it all! Beautiful hardwood floors, large living room and dining room with lost of natural light, arched doorways, large closets, sunroom, builtin shelving and seating, and a couple of "Harry Potter" doors that appear as cabinets but open to other spaces. Meticulously groomed yard, littered with fabulous little garden spaces, a wonderful covered porch to sit on and enjoy the neighborhood, a lovely private patio, topped off by a circular drive in the back that has a detached carport that looks like an oversized gazebo, and a storage building! All within walking distance of downtown, the park, walking trails, fishing, restaurants and shops! A, rare, one of a kind property! Call for your private showing today!

1202 Crescent Drive, Mount Airy
506 Poteat Road, Mount Airy
$115,000
6 Beds ⋅ 2 Baths ⋅ 1241322 MLS
Investor opportunity in Mount Airy! This .96-acre property at 506 Poteat Road features two individually owned mobile homes with lot rent being collected. Purchase the land and collect rental income without the added responsibility of owning and maintaining the homes themselves. An appealing option for investors looking to establish or expand their land-rental portfolio with an existing income stream. Land only conveys; both mobile homes are owned by their occupants - both of which have exception payment history - and are not included in the sale.

506 Poteat Road, Mount Airy
484 Linville Road, Mount Airy
$100,000
2 Beds ⋅ 1 Baths ⋅ 1241236 MLS
Discover the potential at 484 Linville Rd in Mount Airy! This property offers an excellent opportunity for buyers looking to renovate, update, and make it their own. Whether you're an investor seeking your next project or a buyer looking for a property with value-add potential, the possibilities are worth exploring. Consider the opportunity to modernize the home, build equity, and create a space that fits your vision. Located in historic Mount Airy, famously known as the real-life inspiration for Mayberry from The Andy Griffith Show, this property offers the opportunity to enjoy the charm of an established community. Don't miss your chance to explore the potential this property has to offer. Schedule your showing today! Listing firm does not hold EMD. This is an entry only listing!

484 Linville Road, Mount Airy
158 Masonic Drive, Elkin
$239,900
2 Beds ⋅ 1 Baths ⋅ 1241125 MLS
Charming home in an excellent location within walking distance to downtown Elkin, parks, shops and restaurants! This 2-bedroom, 1-bath home offers original hardwood floors, 2 fireplaces (one in basement) and a washer and dryer (included) conveniently located on main floor. The full basement provides additional space and a bathroom. Outside enjoy a large fenced yard, detached garage with bonus room above the garage. Updates include 5-years old HVAC and newer roof. A wonderful opportunity to enjoy the charm and convenience of downtown Elkin.

158 Masonic Drive, Elkin
217 Old Quarry Road, State Road
$395,000
3 Beds ⋅ 2 Baths ⋅ 1240948 MLS
NEW CONSTRUCTION! Welcome to this charming 3BR/2BA home on a spacious .92-acre lot, combining modern design with comfortable one-level living. This home offers an inviting front porch, spacious open-concept layout, split-bedroom floor plan and engineered flooring throughout. The kitchen features granite countertops, a center island, ample cabinetry, and abundant natural light. The primary suite features a walk-in closet and private ensuite bath with dual vanity. Additional highlights include a dedicated laundry room and attached 2-car garage. Relax on the covered back deck, ideal for enjoying the peaceful surroundings. Conveniently located just 10 minutes from Elkin, with easy access to I-77, shopping, and dining. Explore the beauty of the Yadkin Valley with nearby wineries, scenic trails, outdoor recreation, and Stone Mountain State Park. Enjoy peaceful living, generous outdoor space, and convenient access to local attractions. Schedule your tour today!

217 Old Quarry Road, State Road
109 Hickory Street, Mount Airy
$229,900
3 Beds ⋅ 2 Baths ⋅ 1240942 MLS
Come check out this home. Has 3 BR 2 baths, living room, recently updated kitchen with new cabinets and countertops, 1 car carport, partial basement, laundry room on main level, and home has an attic-bonus room that is finished but not included in square footage because ceiling is less than 7 feet. Broker owner.

109 Hickory Street, Mount Airy
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